A Wealth Program for
Most of my clients are highly responsible women, living full and busy lives, juggling multiple responsibilities - careers, children, caring for elderly parents.... As a result, many have ignored their financial affairs or allowed others to make decisions for them, losing their voice. But, when life changes and their money becomes a top priority, they may not have sufficient confidence in their investment knowledge. Which could undermine their sense of safety and financial security. And most realize they may only have one chance to get it right.
These women don't want to just be told what to do. They want to understand their money and be engaged in the decision-making process.
Whether you are a career woman, a single mother, a trusting wife, an entrepreneur, divorced or lost a spouse or partner, chances are you share the same concerns:
Can I maintain my lifestyle?
Will I run out of money?
How can I feel more confident in my decisions?
My vision is to create an environment where you can become inspired, engaged and more confident in the financial decisions you make for you and your family through our Dynamic Wealth Process.
Dynamic Wealth Process
1. We create your Life by Design Plan;
Where you begin to create a vision of what is possible. Where you gain more clarity in your life. And where we create a simple, but effective, plan that will guide you along the way.
2. We implement your Flex Investment Strategy;
Your desire for safety is our first priority. But your need for income and growth cannot be ignored. We help you find the balance so that you can rest easy.
3. You become a part of our Engaging Women's Program;
You want to be more engaged in your financial life. We have created an environment where learning about finances and investing can be fun and interesting. To educate and support you so that you might feel more confident in your investment decisions.
When my Mum was very young, her father left their home, leaving her Mother to raise 4 children on her own. Adding to their difficulty was the fact that opportunities were scarce in South Africa during the Apartheid era. Out of necessity, my Mum was forced to leave school in Grade 5 so that she could help the family. When she was 19, she met my father who was 9 years her senior and about to graduate from Medical School.
Despite the fact that my Mum had little formal education, she was well-read and informed. And perfectly capable of making good decisions. However, because of my Dad’s position and age, she deferred to him. No wonder that he made all the decisions for the family, including the investment decisions. As a young man who loved and respected his mother very much, it bothered me a great deal that she did not have a voice.
When I became a Financial Advisor, I realized that my Mum's story was not unique. So many women, for so many reasons, tend to defer investment decisions to others. Often causing them to feel vulnerable and less secure about their futures. This is unacceptable to me. That's why I made a commitment to focus a majority of my time, energy and practice on creating an environment where you could learn about investing, become more engaged in your financial affairs and, inspire you to be more confident with your financial decisions.
Take Control of Your Financial Future
1. We start your Life by Design Plan by:
Clarifying the purpose of your money.
Defining the life you envision for yourself
Reviewing your assets & resources
Discussing your negotiables versus non-negotiables
2. We incorporate your Flex Investment Strategy. Our strategy involves the following:
Confirming your Income requirements.
Understanding your long-term need for growth
Proactively identifying when to enter and exit the markets
Identifying appropriate options and opportunities
3. You become a part of our Engaging Women's Program through;
Life by Design workshops
Investing for the Savvy Woman seminars
20:10 Flex Friday webinars
Your Investment Journal
Our Investment Philosophy
Standing Still is Not an Option
The world has changed. Economic, political and market conditions reverberate around the world. At warp speed. In all aspects of our lives, particularly when we sense trouble up ahead, we adjust, we adapt, we react. Yet, most Canadians have been taught that, when it comes to their hard-earned portfolios, standing still is the way to go. Our philosophy can be summed up in these three well-known quotes:
"Better Safe Than Sorry"
"I'd Rather Be The Tortoise Than The Hare"
"Jack be Nimble, Jack be Quick"
So when we review our charts, then we review them again. All this work so that we can identify when to buy, when to sell, and just as important, when NOT to buy. Because more than anything else, we don't want to come to you with this dreaded quote, "Don't Worry, It's Long-Term."